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Cancellation Policy

With the exception of your initial payment made at time of booking, you have the choice of making your payments by either check or credit card.

50% of your total rental amount plus tax is charged to your credit card at time of booking (We accept VISA, MasterCard and Discover). This is a part of the total cost of your reservation. The remaining balance due must be received within 90 days prior to your arrival.  If the optional Traveler’s Insurance is purchased, the Travel Insurance premium payment is due at the time of purchase.

If the reservation is made within the 90 days prior to arrival, the full payment is due and payable immediately by credit card (VISA, MasterCard and Discover).  Please note for non US residents that the accommodation is quoted in US dollars.  Any amounts quoted in UK pounds or Euros are for guidance purposes. The US dollar rate prevails.  Final calculation of exchange rate will be debited or credited to your credit card during your stay or after your departure.

Please note:  There will be a $250.00 cancellation fee and any eligible refunds are subject to Anna Maria Vacation’s ability to re-rent the accommodation at the price contracted.   If the home is re-rented (partially or fully), we will issue a refund in the amount we were able to re-rent the property for, less the $250 cancellation fee.   Eligible refunds will be determined based on the difference between the contracted amount and the re-rented price, less the $250 cancellation fee.

There will be no refund if the home is not able to be re-rented.  We do not make any sort of guarantee that we will be able to rent the property for what was paid originally.    

Act of God
Subject to Anna Maria Vacations Cancellation Policy and Refund Policy herein, it is expressly agreed that Anna Maria Vacations will not be held responsible and will not issue a refund for any reservations that are cancelled, prevented, restricted or interfered with by circumstances beyond its reasonable control, including without limitation, earthquake, fire, flood, Act of God, hurricane, storms, wars, civil or military disturbances, environmental hazards, or any other cause whatsoever beyond the reasonable control of Anna Maria Vacations.  In the event you attempt to cancel your reservation, arrive late, depart early, or otherwise alter your reservation as a result of any of the foregoing, you will be subject to Anna Maria Vacations Cancellation Policy and Refund Policy as detailed herein.  Travel Insurance can be a solution to help mitigate the risk for some of these issues.  Anna Maria Vacations recommends you investigate the merits of perhaps purchasing travel insurance to cover the cost of your reservation in case of the foregoing.

Trip Cancellation Insurance
We recommend you take out a comprehensive trip cancellation insurance to cover unforeseen eventualities, please see below. Please go direct to CSA Travel Protection if you have any coverage questions.


Trip Cancellation Insurance. Vacation Travel Protection
Examples of Coverage – (Restrictions may apply – Call CSA for specifics*):
Trip Cancellation
Trip Interruption
Travel Delay
Baggage Delay
Travel Accident
Emergency Medical Transportation
Identity Theft
Identity Theft Recovery Services
24 hour Emergency Assistance’s
Medical and Legal Referral
Pre Trip Travel Advice
Lost Baggage Tracking
Emergency Prescription Refill Assistance
24 hour Nurse Help Line
Emergency Cash Transfer
Emergency Messaging
Lost Ticket and Passport Assistance.

Please click this link: www.vacationrentalinsurance.com/330CERT to obtain your travel insurance policy or description of coverage for your Covered Trip if you have paid for or authorized payment for the travel insurance. The travel protection, if purchased, provides reimbursement for unused, nonrefundable payments if your trip must be canceled. Covered reasons include: mandatory hurricane evacuations; sickness, injury or death; extension of school year; armed service revocation; involuntary termination of employment or other specific reasons listed in the policy/Description of Coverage. Underwritten by GENERALI US Branch, A Stock Company. For coverage inquiries or customer service call (866)999-4018.

Why Should I Buy Vacation Rental Insurance?
The purpose of Vacation Rental Insurance is to provide protection for travelers against the unique risks associated with travel. Many of these risks, such as trip cancellation and interruption, are not generally covered by any other insurance available to travelers.

Although travelers probably don’t want to think about it, the plain fact is that travel involves some unique risks. In fact, travelers would be surprised by some of the things that could happen. Ask yourself the following questions:

Without Vacation Rental Insurance, could I miss my trip and lose my vacation investment, too?
Unfortunately, for the majority of travelers, the answer is yes. If you have to cancel or postpone your vacation, you will probably lose some, if not all, of the money you have pre-paid. You may be able to reschedule the vacation, but will you have the money to pay for it?

Without Identity Theft Coverage, could restoring my credit profile become a nightmare?
Yes! Victims of identity theft spend a lot of time and money to restoring their credit profile. Identity theft is one of America’s fastest-growing crimes, and travelers are highly susceptible to identity theft and fraud while traveling. CSA has 180 days of Identity Theft Protection service and insurance as a standard feature of our plan. Identity Theft Protection provides full service support to insured that believe their identity may have been compromised.

Without Vacation Rental Insurance, could it cost me extra money if I’m forced to come home early?
Yes! It will probably cost you extra to return home. You may pay a higher rate for last-minute airline tickets or exchange fees for existing tickets. You also won’t get any money back for the unused portion of your trip. Many times, the cost of interrupting your trip can exceed the actual trip cost.

Should I be concerned about Emergency Medical Transportation cost when I’m away from home?
Definitely. This valuable service provides you with the peace of mind that a serious medical emergency will not financially devastate you. It also assures that you will be transported to adequate medical facilities should something happen to you, wherever you are in the world.

Travel plans are not complete until you protect yourself—and protect your investment—against these risks by choosing CSA Vacation Rental Insurance.

Because You Never Know What Might Happen on Your Vacation…
Even the best vacation plans can be turned upside-down by the unexpected. Hurricane evacuations, road closures, delayed flights, illness, delayed luggage, where to locate a doctor in a foreign country who speaks your native language— you planned on a great time, not a vacation nightmare. Plus, unforeseen events can force you to cancel or postpone your trip and lose any prepayments you’ve made.

Travel insurance gives you unparalleled coverage, benefits and assistance services that help to protect your vacation investment. So you’ll have the peace of mind that if something unexpected comes up before you travel and through the day you get back home, you’re covered!

Below are true stories from actual CSA customers. Take a minute and read about what could have happened to their vacation investment without travel insurance.

Hurricane evacuation disrupts a family vacation
A family vacationing on North Carolina’s Outer Banks was forced to evacuate due to Hurricane Charley in 2004. CSA reimbursed them for the cost of hotel, meals and other expenses related to evacuating the area and returning home.

A broken leg before the ski trip
Tom planned a ski trip to Aspen several months in advance. Three weeks before his Aspen trip, he broke his leg at a local ski area. If not for travel insurance from CSA, he would have lost his entire trip investment.

An ear infection cancels a vacation!
A client’s 3-year-old daughter developed an ear infection two days before the vacation was to begin. The client had to cancel the trip, but they were in a 100% penalty period with the vacation rental company, and stood to lose their money. Their entire claim was paid.

Identity Theft strikes again
At a resort, a guest had to deal with the disruption of a peaceful stay when his credit card was stolen. When he returned home, he experienced considerable trouble in getting his finances back in order. The trauma of this dream trip turned into a nightmare lasted for many months; long after he and his host resort discovered the problem. With CSA’s Identity Theft Recovery Services, this guest would have had trained fraud service specialists guiding him through the process of restoring his credit and covering the associated expenses.

Their house was flooded; their trip went down the drain
Mr. and Mrs. J. live in the Midwest, and their home sustained massive damage due to a flood. They cancelled their trip in order to take care of the damage to their house. Their entire claim was covered. (Similarly, CSA has also had clients who had to cancel due to damage from earthquakes, fires and hurricanes.)

A critically ill relative brings a family home early from their vacation
On the second day of their 14-day trip, Mr. and Mrs. C. and their children received an emergency message that Mr. Ace’s mother was critically ill. The family contacted the 24-Hour Emergency Hotline for assistance in making return travel arrangements. CSA’s Designated Service Provider, On Call International, assisted them in purchasing air tickets to return home. (Their original tickets were highly restrictive and the dates could not be changed.) Because they missed most of their trip, CSA’s Trip Interruption benefit paid the extra airfare, plus the value of the unused trip.

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